Why Pet Insurance Matters: Protecting Your Furry Family Members

At Northern Insuring Agency, we know that pets aren't just animals—they're family. Whether it’s a tail-wagging pup who’s always happy to see you or a whiskered cat curled up in your favorite chair, our pets bring joy, companionship, and unconditional love to our lives every day.

But just like any family member, pets can get sick or injured. And when that happens, the last thing you want to worry about is how to afford their care. That’s where pet insurance comes in—a smart, affordable way to protect both your pet and your peace of mind.

What Is Pet Insurance?

Pet insurance works similarly to health insurance for people. You pay a monthly premium, and if your pet needs care due to an accident, illness, or injury, your plan helps cover some of the cost of veterinary treatment. Depending on the plan you choose, it can even include wellness visits, vaccinations, dental care, and more.

Through our partnership with Prudent Pet, Northern Insuring is proud to offer customizable, comprehensive pet insurance plans that give North Country pet parents access to the best possible care—without breaking the bank.

Why Should You Consider Pet Insurance?

Accidents Happen—Even to the Best Pets

From swallowed socks and broken bones to unexpected illnesses like cancer or diabetes, vet bills can add up quickly. According to the American Pet Products Association, pet owners spend over $30 billion annually on veterinary care in the U.S. alone.

Pet insurance can help reimburse you for:

• Emergency surgeries

• X-rays and diagnostic tests

• Prescription medications

• Chronic condition treatment- unless it’s pre-existing

• And much more

With a plan from Prudent Pet, you can choose the level of coverage that fits your needs and budget.

Flexible Coverage That Grows With Your Pet

Every pet is different, and so are their needs. That’s why Prudent Pet offers flexible plans for dogs and cats of all ages and breeds, including:

• Accident-Only Plans – Great for younger, active pets or those on a budget.

• Essential Accident & Illness Plans – Comprehensive coverage for injuries, infections, digestive issues, and more.

• Ultimate Plans – Includes everything from behavioral treatment to advertising for lost pets, even boarding fees if you’re hospitalized.

And yes—you can keep your own vet! Prudent Pet plans work with any licensed veterinarian in the U.S.

Is Pet Insurance Worth It?

Imagine your dog injures their leg chasing a squirrel around the yard, or your cat develops kidney disease as they age. Vet bills for situations like these can quickly climb into the thousands. When you have pet insurance in place, you're financially prepared to give your pet the care they need—without the stress of unexpected costs. You won’t have to choose between your budget and your best friend’s health. It’s peace of mind for you, and protection for the pet you love like family.

Pet insurance is especially valuable for new pet parents, aging animals, or households juggling multiple pets. It’s not just about saving money—it’s about having the freedom to say “yes” to the treatment your pet needs.

We’re proud to partner with Prudent Pet, one of the top-rated providers in the country, to offer our clients reliable, affordable pet insurance coverage. Whether you have a mischievous kitten or a senior pup, we’ll help you find the right policy to protect their health and your budget.

Get Help When You Need It

Need help? Contact the team at Northern Insuring Agency. Our professionals are eager to assist you. They can help you identify which personal insurance policy is the best option.

In today's ever-changing world, having the right coverage is more important than ever.

Get in touch today for a quote! Northern Insuring will simplify the complicated world of insurance.