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We are Northern Insuring - representing you for more than 90 years

Every member of the Northern Insuring team is highly trained, and continuing education is a priority. We are the largest locally-owned, independent insurance agency covering the Northern New York Region.

With offices in Plattsburgh, Potsdam and Glens Falls, we are here to help you with your auto, home, life, health, business, employee benefits and more.


At Northern Insuring Agency, Inc. we simplify the complicated…for insurance. Let us help you Live Your Life Protected.

Samantha Cross, CISR Elite, Manager, Business Insurance Division
Melissa Kokofsky, CISR Elite and Theresa Higgins-Witkiewicz representing the guiding principles.


Our Difference has Everything to do with People

Our Core Values drive our interactions with our clients, community and each other. Our Guiding Principles define our cultural standards. Together, they make Northern Insuring Agency one of the best places to work in the region.

Our Journey



Northern Insuring founded by President Walter R. Hildreth, Vice President I.H. Chahoon, and Secretary/Treasurer Frank L. Kemp, with an office on Main Street, AuSable Forks. In 1931, E.C.D. Cameron became Secretary/Treasurer after the passing of Kemp.

The founding members of Northern Insuring Agency, Inc.
E. Glenn Giltz



E. Glenn Giltz joined Northern Insuring, becoming President in 1941. He opened the Plattsburgh office on Clinton Street in 1958. An outstanding businessman and prominent community leader, he led the company until his passing in 1985.

Rod Giltz, Deena Giltz McCullough, Randy Giltz, and Collin McCullough - family owned business.

“I am extremely proud of our team, strategic plan and creative approach to problem solving. At Northern Insuring Agency we don’t 'sell' insurance, we are advocates for our clients, educators about insurance and risk managers for the middle market clients we represent.”


- Deena Giltz McCullough, CIC, CRM, ACC, President & CEO

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