Disclaimer: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.
Halloween is right around the corner. Before you head out to collect your sweet rewards, make sure you're following these safety tips to have a fun and safe time!
Four Ways to Stay Safe This Halloween
1. Make Sure Your Home is Welcoming to Trick or Treaters
Halloween is a time for fun and creativity, but it's also important to make sure your home is safe and welcoming to trick-or-treaters. Make sure your porch light is on and your front door is well lit. This will help trick or treaters see where they're going and make it easier for you to see them.
Remove any obstacles from your front walkway and porch. This includes things like bicycles, lawn chairs, and flower pots.
And if you have pets, make sure they are kept away from the door and can't escape outside.
2. Follow the Rules of the Road
Trick-or-treating is a fun tradition, but it’s also important to follow the rules of the road. Obey traffic signals and cross only at designated crosswalks.
Be sure to watch for cars. Even if you’re crossing at a crosswalk, always look both ways and make sure drivers see you before you start to cross the street.
If your child is old enough to go out without supervision, it's important to make sure they are visible to drivers. A simple solution is to attach reflective tape to their costume or carry a flashlight. This will help them stand out in the dark and ensure they make it home safe and sound.
3. Go in Groups
When planning out your trick-or-treating route, consider partnering up with other families. There's strength in numbers, and if you're with friends or family, you'll be more likely to stay safe.
You can also look out for each other and make sure everyone is staying together. For families with multiple small children to tend to, this is a great way to make sure everyone stays safe and accounted for.
4. Get Rid of Distractions
One of the most important things you can do while trick or treating with your family is to eliminate distractions. Avoid wearing headphones or using your phone while you're out on the street.
Pay attention to your surroundings and be aware of cars, pedestrians, and other potential hazards.
Don’t Let the Halloween Risks Spook You This Season
There are plenty of steps you can take to safeguard yourself this Halloween season. One of the best, again, is to have the right insurance coverage in place.
Give yourself peace of mind and speak with your insurance agent to make sure you are properly covered. You may even want to consider an umbrella policy that could provide extra protection in case of an accident.
Get in touch with Northern Insurance Agency, Inc. today for a quote. We’ll simplify the complicated…for insurance.