Personal Auto Insurance

When you buy an auto insurance policy, you are buying a package of coverages. Each coverage protects you against different types of losses. Once you understand the various types of coverage, you can decide which ones to include in your personal insurance package.

Determine the Limits of Coverage You will Need.

The following are some common coverages found in an auto policy (Note – Your policy may not contain all of these coverages):

  • Bodily Injury (BI) Liability Coverage
  • Property Damage (PD) Liability Coverage
  • Personal Insurance Protection Coverage
  • Uninsured/Underinsured Motorists (UM/UIM) Coverage.
  • Collision Coverage
  • Comprehensive Physical Damage Coverage
  • Rental Reimbursement
  • Towing and Labor

Need Some Help with
Personal Auto Insurance?

At Northern Insuring Agency we enjoy helping customers with their insurance questions.  Contact us today for more information or if you’d be interested in a free review or insurance proposal, 800.807.6542.

Please be advised, some products and services may not be available in your area.

Sign up for New York DMV approved Defensive Driving Course HERE.

Personal Insurance Products
Auto, Home & Life Insurance


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Homeowner’s Insurance


For many of us our home is our most valuable possession.


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Personal Auto Insurance


When you buy an auto insurance policy, you are buying a package of coverages.


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Boat and Jet Skis


Boat insurance works similarly to the insurance for your car, and can provide protection in the same way.

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Condominium Insurance


Condominiums and townhouses have special insurance needs.

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Landlord Package Insurance


Landlord’s face special risks that require special insurance protection.


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Mobile Home Insurance


Mobile home insurance provides coverage for your mobile home, garage or shed, and your personal belongings.


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Motorcycle Insurance


Motorcycle Insurance typically offers a combination of collision, liability, theft, and related coverage designed specifically to meet your needs.

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Umbrella/Excess Insurance


Designed to give you added liability protection above and beyond the limits.

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Recreational Vehicle Insurance


A common practice for RV owners is to insure their RV under their current auto policy.


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Renters Insurance


Even though you don’t own your own home, you have personal property that can be lost to fires, burglaries, and even lawsuits.


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Need Some Help?
Contact Us Today!


We enjoy helping customers with their insurance questions, call us today at 800.807.6542

 

Three Locations to Better Serve You

*Our Massena office has closed and we are now in Potsdam!*
Monday – Thursday 8:00 am – 4:30 pm, Friday 8:00 am – 2:30 pm
Plattsburgh Office

171 Margaret Street
Plattsburgh, New York 12901
Phone: (518) 561-7000

Whitehall Office

92 Main Street
Whitehall, New York 12887
Phone: (518) 499-0444

Potsdam Office

69 Market Street
Potsdam, New York 13676
Phone: (315) 769-2404