Medical Benefits

An unexpected illness or serious injury can ruin a family financially if they do not have some basic coverage.


Medical Benefits Insurance

Most insurance companies offer the same types of healthcare plans to all groups. HMOs (Healthcare Maintenance Organizations), PPOs (Preferred Provider Organizations), POSs (Point of Service Plans), EPOs (Exclusive Provider Organizations), and HDHP/HSAs (High Deductible Health Plans/Health Savings Accounts) generally offer different levels of copays or deductibles to keep premiums within budget. Employers must determine what coverage, premium, deductible and out of pocket expense will best suit the needs of their employees and their budget.

Group insurance is generally available to an entire assemblage of people, no matter what their health status.

We are here to assist you in finding a plan that protects your employees while staying within your budget.

Need Some Help with Medical Benefits?

At Northern Insuring Agency we enjoy helping customers with their insurance questions.  Contact us today for more information or if you’d be interested in a free review or insurance proposal, 800.807.6542.

Please be advised, some products and services may not be available in your area.

Group Insurance Products


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Employee Benefits


Comprehensive employee benefit plans for the business community.


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COBRA Compliance


A simple review of your needs or a quick audit of your current procedures can provide significant protection against risks.


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Executive Benefits


There are several types of Executive Benefits policies for employers with superior executives.

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Section 125 Plans


There are several types of Executive Benefits policies for employers with superior executives.

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Health Reimbursement Accounts


An HRA is a type of personal savings account from which unreimbursed medical expenses can be paid.


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Medical Benefits



An unexpected illness or serious injury can ruin a family financially if they do not have some basic coverage.

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Need Some Help?
Contact Us Today!


We enjoy helping customers with their insurance questions, call us for more information 800.807.6542



Three Locations to Better Serve You

*Our Massena office has closed and we are now in Potsdam!*
Monday – Thursday 8:00 am – 4:30 pm, Friday 8:00 am – 2:30 pm
Plattsburgh Office

171 Margaret Street
Plattsburgh, New York 12901
Phone: (518) 561-7000

Whitehall Office

92 Main Street
Whitehall, New York 12887
Phone: (518) 499-0444

Potsdam Office

69 Market Street
Potsdam, New York 13676
Phone: (315) 769-2404