Health Reimbursement Accounts

An HRA is a type of personal savings account from which unreimbursed medical expenses can be paid. They are established by the employer for its employees.


Comprehensive Health Reimbursement

Health Reimbursement Arrangements (HRAs) are plans designed to help employers and employees lower health care costs.  They are employer funded arrangements that are often paired with high deductible health plans, although they can be paired with non high deductible health plans as well.  HRAs have considerable design flexibility for the employer and are a great added benefit for employees.

Need Some Help with
Health Reimbursement Accounts?

At Northern Insuring Agency we enjoy helping customers with their insurance questions.  Contact us today for more information or if you’d be interested in a free review or insurance proposal, 800.807.6542.

Please be advised, some products and services may not be available in your area.

Group Insurance Products


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Employee Benefits


Comprehensive employee benefit plans for the business community.


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COBRA Compliance


A simple review of your needs or a quick audit of your current procedures can provide significant protection against risks.


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Executive Benefits


There are several types of Executive Benefits policies for employers with superior executives.

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Section 125 Plans


There are several types of Executive Benefits policies for employers with superior executives.

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Health Reimbursement Accounts


An HRA is a type of personal savings account from which unreimbursed medical expenses can be paid.


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Medical Benefits



An unexpected illness or serious injury can ruin a family financially if they do not have some basic coverage.

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Need Some Help?
Contact Us Today!


We enjoy helping customers with their insurance questions, call us for more information 800.807.6542



Three Locations to Better Serve You

*Our Massena office has closed and we are now in Potsdam!*
Monday – Thursday 8:00 am – 4:30 pm, Friday 8:00 am – 2:30 pm
Plattsburgh Office

171 Margaret Street
Plattsburgh, New York 12901
Phone: (518) 561-7000

Whitehall Office

92 Main Street
Whitehall, New York 12887
Phone: (518) 499-0444

Potsdam Office

69 Market Street
Potsdam, New York 13676
Phone: (315) 769-2404