Employee Benefits

We have options you need to make sure your company's overall compensation plan helps attract and retain high quality employees.
Comprehensive employee benefit plans including health, dental, and vision insurance, as well as disability insurance, life insurance, retirement plans, Section 125 plans, etc.


Employee Benefits Insurance

Group Health:  Health insurance is an important benefit for your employees. Having the right plan can give your business a competitive advantage as part of your overall compensation program.
In fact, many people who would otherwise be qualified to run their own businesses may work for yours because of access to your benefits program. Let us help you find the best program for you.

Dental Benefits:  Dental insurance is equally important to health insurance because dental disease is still prevalent. Being protected by a dental plan and using it wisely is a necessary safeguard for your employees.
Dental plans are designed to help you and your employees get the care you need at a reasonable cost. Because each person’s oral health is different, costs can vary widely.
To control dental treatment costs, most plans will limit the amount of care you can receive in a given year by placing a dollar “cap” on the amount of benefits you can receive, or by restricting the number or type of services that are covered.

Group Life Insurance:  Group life insurance can be an easy benefit to set up that is also inexpensive for the employer. Many group life plans give the employee the option of adding additional coverage for themselves, spouses or dependents at reasonable rates.

Group Disability:  The purpose of disability income insurance is to partially replace the income of employees who are unable to work because of sickness or an accident.
At all ages, the probability of being disabled for more than 90 days is greater than the chance of dying. One out of every three employees will be disabled for at least 90 days during their working years, and one out of ten can expect to be permanently disabled prior to age 65.

Ancillary Services:  Northern Insuring Agency, Inc. offers a variety of ancillary services such as:

  • Summary Plan Descriptions
  • Employee Benefits Statements
  • Educational Seminars

Need Some Help with Employee Benefits?

At Northern Insuring Agency we enjoy helping customers with their insurance questions.  Contact us today for more information or if you’d be interested in a free review or insurance proposal, 800.807.6542.

Please be advised, some products and services may not be available in your area.

Group Insurance Products


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Employee Benefits


Comprehensive employee benefit plans for the business community.


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COBRA Compliance


A simple review of your needs or a quick audit of your current procedures can provide significant protection against risks.


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Executive Benefits


There are several types of Executive Benefits policies for employers with superior executives.

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Section 125 Plans


There are several types of Executive Benefits policies for employers with superior executives.

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Health Reimbursement Accounts


An HRA is a type of personal savings account from which unreimbursed medical expenses can be paid.


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Medical Benefits



An unexpected illness or serious injury can ruin a family financially if they do not have some basic coverage.

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Need Some Help?
Contact Us Today!


We enjoy helping customers with their insurance questions, call us for more information 800.807.6542



Three Locations to Better Serve You

*Our Massena office has closed and we are now in Potsdam!*
Monday – Thursday 8:00 am – 4:30 pm, Friday 8:00 am – 2:30 pm
Plattsburgh Office

171 Margaret Street
Plattsburgh, New York 12901
Phone: (518) 561-7000

Whitehall Office

92 Main Street
Whitehall, New York 12887
Phone: (518) 499-0444

Potsdam Office

69 Market Street
Potsdam, New York 13676
Phone: (315) 769-2404