Workers’ Compensation Insurance

Workers' Compensation protects your employees if they suffer job-related injuries.

We’re there when you need us most.

The Workers’ Compensation Board is a state agency that processes the claims and determines, through a judicial proceeding, whether a worker will receive benefits and/or medical care, and how much he/she will receive. Weekly cash benefits and medical care are paid by the employer’s insurance carrier, as directed by the Workers’ Compensation Board.

Types of Workers’ Compensation insurance include:

  • Statutory
  • Self-Insured
  • Excess
  • Volunteer Firefighters

Experience Modification Review:
Our Experience Modification Review (or Experience Modification Factor Review) is designed to validate the individual factors used to calculate your workers compensation premium modifier. This service is an independent review of your experience modification factor.

Need Some Help with
Workers’ Compensation Insurance?

At Northern Insuring Agency we enjoy helping customers with their insurance questions.  Contact us today for more information or if you’d be interested in a free review or insurance proposal, 800.807.6542.

Please be advised, some products and services may not be available in your area.

Get The Right Insurance for Your Business


Business Auto Insurance

Commercial Auto is similar to personal auto coverage but is intended for vehicles used in the course of business.


Commercial General Liability

Liability Coverage covers what you could be obligated to pay due to bodily injury or property damage to others.


Commercial Property Insurance

Property Insurance covers the buildings, contents and business income/extra expenses of your business.


Crime Insurance

The two most common types of crime coverage are Employee Dishonesty and Theft, Disappearance & Destruction.


Landlord’s Insurance

Landlord’s insurance is a policy to protect you as a property owner from financial losses connected with your rental properties.


New York State Disability Insurance

New York State mandates that employers provide disability coverage to their employees for off the job injury or illness or for disability related to pregnancy.


Workers’ Compensation Insurance

Workers’ Compensation protects your employees if they suffer job-related injuries.


Have an Insurance Question?
We Can Help!

We enjoy helping customers with their insurance questions, call us today for more information


Three Locations to Better Serve You

*Our Whitehall office has moved to Glens Falls!*
Monday – Thursday 8:00 am – 4:30 pm, Friday 8:00 am – 2:30 pm
Plattsburgh Office

171 Margaret Street
Plattsburgh, New York 12901
Phone: (518) 561-7000

Glens Falls Office

136 Glen Street
Glens Falls, New York 12801
Phone: (518) 499-0444

Potsdam Office

69 Market Street
Potsdam, New York 13676
Phone: (315) 769-2404