Medical Benefits

An unexpected illness or serious injury can ruin a family financially if they do not have some basic coverage.

Most insurance companies offer the same types of healthcare plans to all groups. HMOs (Healthcare Maintenance Organizations), PPOs (Preferred Provider Organizations), POSs (Point of Service Plans), EPOs (Exclusive Provider Organizations), and HDHP/HSAs (High Deductible Health Plans/Health Savings Accounts) generally offer different levels of copays or deductibles to keep premiums within budget. Employers must determine what coverage, premium, deductible and out of pocket expense will best suit the needs of their employees and their budget.

Group insurance is generally available to an entire assemblage of people, no matter what their health status.

We are here to assist you in finding a plan that protects your employees while staying within your budget.

Contact Rosemary Souza-Botten to set up an appointment to review your unique needs and to answer any and all questions you may have - or - click on the link below to request to be contacted.

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